Benefits advice for every stage, from 20 to 500 employees.
A 30-person firm and a 400-person company face different rules, budgets and expectations. Distinct needs for 20-49, 50-99, 100-249 and 250-500 employees (ACA, COBRA and ERISA thresholds matter here).
You may be offering group benefits for the first time or outgrowing a basic setup. We focus on solid plan choices, a simple contribution strategy, and making sure you know which rules apply, such as federal COBRA once you reach 20 employees.
At 50 full-time employees (including equivalents), the ACA employer requirements and reporting generally apply. We help you prepare for affordability rules and reporting, and start a more strategic approach to renewals.
Around 100 plan participants, Form 5500 filing generally applies, and alternative funding such as level-funded or self-funded plans may become more worth exploring. We help you weigh the options and manage the added administration.
At this size, data, multi-year planning and employee experience matter more. We help with benchmarking, funding strategy, technology and communication across locations.
Tell us your size and industry, and we’ll focus on what matters most for you.