Group health insurance that fits your people and your budget.
Medical coverage is usually the biggest line in your benefits budget and the benefit employees care about most. We help you design a plan that balances both, and we explain every tradeoff along the way.
Free introductions to independent licensed brokers
How we help
- Plan design: Deductibles, copays, networks and plan options matched to how your employees actually use care.
- Funding options: We explain fully insured, level-funded and self-funded arrangements, who each tends to suit and the risks involved, so you can decide with your eyes open.
- Contribution strategy: How much the company pays versus employees, by coverage tier, and what that means for affordability and recruiting.
- Market checks: Where it makes sense, an independent licensed broker requests quotes from carriers and presents them side by side.
- HSA and HRA options: Pairing plans with health savings accounts or health reimbursement arrangements where they fit.
Questions we’ll help you answer
- Are we paying for coverage our employees don’t use?
- Would a different funding approach make sense at our size?
- How do our contributions compare with similar employers?
- What would changing plans mean for employees with ongoing care?
What we won’t do
We won’t push you to change plans or carriers for the sake of it. Switching can disrupt employees’ doctors and care, so we only recommend it when the benefits clearly outweigh the disruption, and we’ll tell you exactly what that disruption would be.
Free, no obligation and yours to keep.