More choice for your employees, with little or no added cost to you.
Voluntary benefits are optional coverages employees pay for themselves, usually through payroll deduction. They let people fill the gaps that matter to them, while your budget stays where it is.

Common voluntary options
- Accident insurance
- Critical illness insurance
- Hospital indemnity insurance
- Supplemental life and disability
How we keep it useful, not cluttered
- Fewer, better choices. We recommend options that fit your workforce rather than a long menu no one reads.
- Honest explanations. Employees should understand what a policy pays, when, and what it doesn’t cover.
- No pressure at enrollment. Our communication is educational. Employees choose what’s right for them.