Your renewal notice is more than a new premium. This guide walks through the parts that matter: the rate change, any plan design changes the carrier made, rate guarantees, participation requirements and the response deadline. It ends with seven questions to ask your carrier or broker before you sign, and how much time to allow realistically if you want to explore alternatives.
This article is for general information only and isn't legal, tax or insurance advice for your specific situation. Rules change; please confirm details with your advisor or counsel.
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